what types of health insurance plans are available?

types of health insurance plans

Types of Health Insurance Plans   Health insurance plans can be broadly categorized into two main types: managed care plans and fee-for-service plans. Managed care plans emphasize preventive care and coordination of care within a network of healthcare providers. They typically have lower premiums than fee-for-service plans, but they may also restrict your choice of doctors and hospitals. Here are the most common types of managed care plans: Health maintenance organization (HMO): With an HMO, you must choose a primary care physician…